Pengelolaan Wakaf Uang sebagai Instrumen Pemberdayaan Ekonomi Keluarga
DOI:
https://doi.org/10.51729/sakinah412059Kata Kunci:
Bank Wakaf Mikro (BWM), Pemberdayaan Ekonomi, Wakaf, Wakaf uangAbstrak
Waqf is a religious institution in Islam that functionally has direct relevance to efforts to resolve social and humanitarian problems, such as poverty alleviation, human resource development and community economic empowerment. Unfortunately, according to the Indonesian Waqf Agency, waqf assets in Indonesia are not yet optimal due to the low level of public literacy. Waqf money has not been managed properly from the point of view of collection to distribution, even though the potential is high. The approach used in this study is a descriptive and qualitative analysis method, namely the data obtained is then compiled, making it easier to discuss existing problems. Analysis of the data that will be collected is by using qualitative and descriptive descriptive methods. The data that has been obtained is then arranged systematically so as to produce a clarity of the problem to be studied. This study aims to understand that cash waqf must be managed to support the economy in Indonesia. What can be done is to establish a Micro Waqf Bank as a forum to prepare borrowers to access formal financial institutions. So that with the existence of a Micro Waqf Bank (BWM) it can be more organized in terms of managing and developing waqf money, especially in helping social problems such as poverty and it is hoped that it can support the acceleration of the economy.
Unduhan
Referensi
Arinta, Y. N., Nabila, R., Al Umar, A. U. A., Alviani, A. W., & Inawati, Y. (2020). Eksistensi Bank Wakaf Mikro Dan Implikasinya Terhadap Kesejahteraan Masyarakat Dalam Perspektif Islam. Jurnal Ilmiah Ekonomi Islam, 6(2), 372–378.
Attamimi, Z. F., Disemadi, H. S., & Santoso, B. (2019). Prinsip syariah dalam penyelenggaraan bank wakaf mikro sebagai perlindungan hak spiritual nasabah. Jurnal Jurisprudence, 9(2), 117–132.
Balqis, W. G., & Sartono, T. (2020). Bank Wakaf Mikro Sebagai Sarana Pemberdayaan Pada Usaha Mikro, Kecil Dan Menengah. Jurisdictie, 10(2), 215.
Budiman, A. A. (2011). Akuntabilitas lembaga pengelola wakaf. Walisongo: Jurnal Penelitian Sosial Keagamaan, 19(1), 75–102.
Disemadi, H. S., & Roisah, K. (2019). Kebijakan model bisnis bank wakaf mikro sebagai solusi pemberdayaan ekonomi masyarakat. Law Reform, 15(2), 177–194.
Farid, D. (2016). The Waqaf of Money: An Islamic Financial Instrument for Empowering Economy Community. International Journal of Nusantara Islam, 4(02), 27–36.
Faruq, M. Al. (2020). Wakaf dalam Pemberdayaan Umat. 1.
Fuadi, N. F. Z. (2018). Wakaf sebagai instrumen ekonomi pembangunan Islam. Economica: Jurnal Ekonomi Islam, 9(1), 151–177.
Hidayat, S., & Makhrus, M. (2021). Peranan Bank Wakaf Mikro dalam Pemberdayaan Ekonomi Masyarakat di Purwokerto. Jurnal Ilmiah Ekonomi Islam, 7(2), 577–586.
Kasdi, A. (2014). Potensi Ekonomi Dalam Pengelolaan Wakaf Di Indonesia. Equilibrium, 2.
Muntaqo, F. (2015). Problematika dan prospek wakaf produktif di indonesia. Al-Ahkam, 83–108.
Nurhayati, S. (2019). Model Pemberdayaan Ekonomi Masyarakat Miskin Melalui Akses Pembiayaan Bank Wakaf Mikro Berbasis Pesantren:(STUDI KASUS LKM SYARIAH RANAH INDAH DARUSSALAM CIAMIS). Eco-Iqtishodi: Jurnal Ilmiah Ekonomi Dan Keuangan Syariah, 1(1), 45–56.
Ramadhan, M. F. (2020). Peran Bank Wakaf Mikro Dalam Penguatan Modal dan Pemberdayaan Usaha Mikro di Surabaya. Jurnal Ekonomi Syariah Teori Dan Terapan.
Ridwan, M. (2017). Wakaf dan Pembangunan Ekonomi. ZISWAF, 4(1).
Sujono, R. I., Wibowo, F. W., Rafi, M., & Musoffi, A. (2022). The Effectiveness and Efficiency of Cash Waqf Management in Tabung Wakaf Indonesia. Jurnal Ilmiah Ekonomi Islam, 8(2), 1442–1447.
Supriyatin, R. (2013). Implementasi Wakaf Tunai Dalam Bank Syariah Melalui Pembiayaan Al Qardhul Hasan Upaya Pemberdayaan Sektor Riil. Al-Awqaf, 6(2).
Unduhan
Diterbitkan
Cara Mengutip
Terbitan
Bagian
Lisensi
Hak Cipta (c) 2026 Muhammad Ash-Shiddiqy

Artikel ini berlisensi Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution 4.0 International License. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.


